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What Are Seniors Like You Saying About Reverse Mortgages?

  • Peace of mind;
  • Eliminate mortgage payments;
  • Cash for debts, remodeling, helping children, or…

If you want more information about reverse mortgages in general, please continue reading the article below or click on the Home Page tab in the upper left and you’ll find we have more reverse mortgage information in one place than any other website. If you want to talk with someone about your particular situation, goals and concerns, please fill out the contact form above or call 877-575-8626.

Los Angeles Reverse Mortgage

Why would someone do an online search for “Los Angeles Reverse Mortgage?”  Most likely they are in the southern California area and they want to find someone in that area to help them make a decision about a reverse mortgage.  That’s what we are here for.  We are in southern California and created this site to help people understand the ins and outs of reverse mortgages.

You will find that this site has more information packed into one location than any other reverse mortgage site on the web.  We have taken a lot of time and care to make the information clear, concise, thorough and unbiased.  By unbiased we mean that we truly want you to make the best decision for your situation, whether that means choosing a reverse mortgage or not.  We do not “leave out” pieces of the puzzle or sugar coat any less attractive parts of the reverse mortgage program.  We believe reverse mortgages are great for many, but not for everyone.  It’s really the same with every other financial tool out there.  There is no “one size fits all.”  You need to see the whole picture and decide if any particular financial tool will work for you.

Actually, California as a state has more residents with reverse mortgages than any other state.  There are a couple of big reasons for this.  One is that California has more senior citizens that any other state, with about 4.2 million.  Florida is a distant second with about 3.3 million.  Since reverse mortgages are available only to those persons age 62 and over, having a sizable senior population is key.  According to the last census, California will only become more of a reverse mortgage center, judging by the growth of the senior portion of the population.  Over the last decade, the senior population grew about 15.1% nationwide, but 23.5% in the West.

The other big reason why reverses are so popular in California is the relatively high property values.  The HECM program (Home Equity Conversion Mortgage, the program’s technical name) becomes more attractive as the value of the home increases and the size of the possible loan proceeds grows.  The median value of homes in the United States as a whole is about $125,000, and the median value of homes in the Los Angeles area is about $300,000.  California as a whole and Los Angeles in particular are “hotbeds” of reverse mortgages, having both a large senior community and high enough home values so reverses can be all that much more attractive.

was built to answer many questions.  The reverse mortgage program was created by Congress and signed into law by President Ronald Reagan in 1988 with one goal in mind, to help seniors face retirement years with more confidence and peace of mind.  To help look at your particular situation, please contact us through one of the portals offered throughout the site, or email us at This e-mail address is being protected from spambots. You need JavaScript enabled to view it .